Over vs FundedNext
FundedNext has no $10,000 Stellar 2-Step, so this page compares $15,000 accounts.
How each one works
Where Over is ahead
What you pay, and what it takes to get paid
FundedNext charges $119.99 once for $15,000, refunded with your first reward. You pass two phases, 8% ($1,200) then 5% ($750), with at least 5 trading days in each.[1] Your first reward comes 21 days after you start trading, then every 14 days.[3] Over charges $228 once, and it's instant funded. No phases, no minimum days. You make 8% ($1,200) in realised profit within 72 hours, across at least 5 sectors, and you're paid in USDC within 24 hours of approval.[5][4] No trading fees, no payout buffer, no 21-day wait.
How you fail
FundedNext's daily limit is 5% of your initial balance, $750, and it counts open positions.[6] Its maximum loss is 10% of your initial balance, so the account fails at $13,500, and that line does not move.[1] Over's floor is static, 5% below your $15,000 start, at $14,250. Its daily limit is 3% of the account, $450, from each day's opening balance.[5]
Two example 72-hour runs on a $15,000 account. White is the balance, the iridescent line is Over's floor, and red is FundedNext's limits. On a calm run Over's floor sits higher, because it starts 5% below you. On a winning run with one bad day, a daily limit can end the run while you're still up. Over's floor stops at your start, so it can't.
How you get paid
At a glance
| Over | FundedNext | |
|---|---|---|
| Fee | $228, one time | $119.99, one time. Refunded with your first reward.[1] |
| Markets | Stock and crypto perps | CFDs on forex, indices, metals, energy, crypto and stocks.[2] |
| Rounds | Instant funding. No evaluation | 2 phases, then a funded account.[1] |
| Profit target | +$1,200 (8%) | +$1,200 (8%), then +$750 (5%).[1] |
| Time limit | 72 hours | None. At least 5 trading days in each phase.[1] |
| Max loss | 5%, static: floor at $14,250 | 10% of your initial balance. Static.[1] |
| Daily loss limit | 3% of the account, $450, from the day's opening balance. Resets at 00:00 UTC | 5% of your initial balance. Includes open positions.[6] |
| Split | 80%, or 90% with the upgrade | 80% on the standard option. Up to 95% with add-ons.[7] |
| First payout | When you pass. Paid within 24 hours of approval | 21 days after you start trading, then every 14 days.[3] |
Which one fits you
Trade forex or CFDs and want no deadline? FundedNext. Want instant funding on stocks or crypto and no minimum days? Over.
Sources
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